Using Prepaid Instruments and Balances

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A prepaid instrument is a payment method that can be used in an Amazon FPS transaction. To use the prepaid instrument you must install a sender token that uses the prepaid instrument as the payment method. A prepaid instrument is always created with a zero balance. Amazon FPS provides a funding token to fund the prepaid balance and you must explicitly use the funding token to fund the prepaid instrument.

A prepaid balance is the balance associated with a prepaid instrument. You can use a credit card, a bank account, or the Amazon Payments account balance to fund a prepaid balance during the purchase of a prepaid instrument.

[Note]Note

This prepaid balance is not the same as a recipient's or sender's account balance.

Funding the prepaid balance

The prepaid balance of a prepaid instrument is same as any other account balance. You require a sender token which uses prepaid as the payment method and prepaid instrument as the payment instrument. Amazon FPS returns this sender token as an output of the Prepaid Instrument Installation Pipeline.

A prepaid Pay call is like any other Pay call in Amazon FPS. A Pay web service call which uses the prepaid instrument as payment method always returns a synchronous response with the transaction Id. You can pass the transaction Id to the GetTransaction operation to get more details about the transaction.

The transaction details are not available on your customer's account management UI. You can, however, provide the transaction history to your customers on your web site.

Using Prepaid Balances

A sender can use the prepaid instrument to buy goods or services until the prepaid balance is exhausted. Each time a sender initiates a purchase, the caller makes a Pay web service call to Amazon FPS and deducts sender's prepaid balance. This is called a prepaid transaction. When the prepaid balance is exhausted or when the balance is low, a sender can choose to recharge or top-up the prepaid instrument.

A prepaid Pay request to Amazon FPS is like any other Pay request, except that the sender token uses the prepaid instrument as the payment method instead of a credit card, a bank account, or the Amazon Payments account balance.